This as-told-to essay is predicated on a dialog with Greg Kitzmiller, a 64-year-old American retiree dwelling in Panama. It has been edited for size and readability.
I used to be born and raised in Michigan, the place I met my spouse, Jen, and the place we constructed our life collectively.
In 2016, I retired from my job as a producing supervisor. My spouse retired from her legislation profession over a yr later.
The yr earlier than she retired, my essential objective was to discover a place the place we might stay the most effective life throughout our retirement. I did a variety of analysis on numerous international locations, and Panama saved coming to the highest of the record.
We had been keen to flee the snow, so my first precedence was everlasting summer season. We additionally needed to remain near the US to make touring again straightforward. The truth that Panama makes use of the US greenback solely added to its enchantment.
We hadn’t spent our entire lives planning to retire abroad, however after watching HGTV exhibits, we each thought that this was one thing we might do.
Panama additionally provides a particular Pensionado visa for retirees, which comes with incentives comparable to reductions on utility payments, medicine, and even transportation.
Earlier than making the transfer, we took a number of exploratory trips to Panama. Our first journey was a weeklong in October 2017. After my spouse retired, we got here again in February 2018 for a nine-week journey, touring totally different areas to see if it felt like the appropriate match.
Throughout that journey, the climate was stunning. After we went residence to Michigan and noticed the snow on our driveway, my spouse turned and mentioned to me, “We’re transferring, proper?” And I mentioned, “Yeah, we’re.”
We bought our home rapidly. We held a number of storage gross sales, donated what we did not want, and match our lives into 5 suitcases. In June 2018, we formally moved to Panama.
Our youngsters had been OK with the choice.
Now we have two daughters in Texas and one in Alabama. We’re no farther from them now than we had been in Michigan. Furthermore, the world has gotten so small. We are able to get on a video name with the youngsters and the grandkids anytime.
With the assistance of a real-estate agent, we purchased our two-bedroom condominium for $210,000 in Coronado, which is about an hour and a half from Panama City by car.
Our condominium is in a rustic membership group, the place the golf course wraps round our constructing, and we’ve got 180-degree views of the ocean and the mountains.
Despite the fact that I’ve joined a number of Fb teams, it is the folks we met at church that make up the core of our social circle.
Shifting to Panama sparked an surprising ardour for writing.
After we began speaking about transferring right here, one in every of Jen’s pals at work mentioned, “Nicely, it is best to write a weblog.”
It wasn’t that straightforward, since I am not very tech-savvy, however I did it. I nonetheless keep the blog and publish a publication. And, proper after we received right here, I linked with a author’s group.
Being part of that group led me to do a variety of issues in my retirement that I by no means thought I’d do.
I revealed my first e-book in 2020 about our experience of retiring in Panama. Since then, I’ve began writing in numerous methods, together with a detective fiction collection — I am engaged on the fourth installment.
Writing wasn’t one thing I anticipated to do in my retirement, however there is a robust group of artists, authors, and musicians right here. Whenever you encompass your self with different people who find themselves gifted in these methods, it fosters your personal expertise.
My retirement has been very fulfilling.
Our well being is healthier, too. It helps that there’s at all times an abundance of contemporary fruit and greens round.
If I had it to do over, I’d’ve discovered Spanish once I was younger. Whenever you’re in your 60s, it is onerous to study a brand new language. I virtually at all times perceive what’s being mentioned, however do not verbalize very properly, in contrast to my spouse, who’s fluent.
On daily basis’s a little bit totally different. Now we have a number of social teams, together with one the place we play dominoes each week. We rotate between homes, somebody makes lunch, and we spend the afternoon enjoying.
Initially, we figured we would come for 10 years after which consider if we needed to remain. It is solely been eight years, however we have already determined that that is the place we need to be.
We’re not planning to move back to the US. There’s actually not a lot we miss.
Do you may have a narrative to share about relocating to a brand new metropolis? Contact this reporter at agoh@businessinsider.com.





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